The site accessible at the following address hellobank.spb.eu
(hereafter, the "Site") is:
- is published by AVI International – Les Assurances de Paris, a “société par actions simplifies" (or simplified joint-stock company) with capital of €100,000, registered in the Nanterre Trade and Companies Register under number 323 234 575 and in the ORIAS register under number 07 000 002 (http://www.orias.fr/).
AVI International – Les Assurances de Paris is headquartered Le Colisée Gardens, 10 avenue de l'Arche, CS 70126, 92419 Courbevoie Cedex, France and its phone number is +33 01.44.63.51.00.
AVI International is subject to supervision by the Autorité de Contrôle Prudentiel et de Résolution (ACPR), 61 rue Taitbout 75436 Paris Cedex 09. Code APE: 6622 Z. TVA : FR72323234575.
- is hosted by OVH (http://www.ovh.com/), registered in the Lille Métropole Trade and Companies Register under number 424 761 419 00045, is headquartered at 2 rue Kellermann - 59100 Roubaix - France.
Head of publication: Philippe Gojon
Site Manager: Philippe Gojon
I- INTELLECTUAL PROPERTY
The entire Site is governed by French copyright and intellectual property law.
The Site and all its contents (including trademarks, logos, texts, images, software and/or database) are the exclusive property of AVI International and/or its licensors.
AVI International grants you free of charge the non-exclusive, personal and non-assignable right to access and use the Site and print out its pages.
All other rights to the Site are expressly excluded without prior permission from AVI International. In particular, you may not adapt and/or extract any part of the Site or set up links to it.
II - CORPORATE DISCLAIMER
Although AVI International takes great care in checking the information on the Site, it cannot guarantee its accuracy, completeness and/or topicality.
Similarly, AVI International cannot guarantee that the Site is free of material errors and/or defects or that it can be viewed without interruption, given the intrinsic nature of the Internet.
III- LIMITATION OF LIABILITY
Under no circumstances shall AVI International, its management or staff be held liable for any losses or damage whatsoever resulting from the use of this Site.
AVI International may publish links to other sites. Please be aware that such sites are independent of AVI International's site; AVI International neither publishes nor controls their sources, content or links to other sites. The fact that AVI International provides such links to other sites is neither an endorsement nor a recommendation on the part of AVI International of their content, nor does it imply that AVI International has any links with the owners and/or authors, designers, site administrators or site hosters thereof.
Consequently, AVI International shall not be held liable for the content, products, services, publicity, cookies or any other elements on such sites or for any proven or alleged damage or losses arising from the use of any information, services or data available on such sites.
Personal data may be collected through forms, questionnaires and other data collection methods in order to manage internet users' contracts and/or their individual requests. In this case, such information is mandatory. Information may also be used for statistical purposes.
This information is communicated to personnel in the relevant AVI International departments and/or sub-contractors or partners, where necessary. Information received is kept strictly confidential and is not transmitted to any third parties, except where required by law.
Information received is subject to data processing registered with CNIL, the French data protection authority.
V- FRENCH DATA PRIVACY LAW
Personal data concerning web users are compiled and processed with a view to executing and managing their policy. As such, the information communicated is of a mandatory nature.
The data is handled by the employees of the relevant department at AVI International and/or its subcontractors and where necessary its partners.
Pursuant to Law no. 78-17 of 6 January 1978 on computer data and fundamental liberties, as amended by Law no. 2004-801 of 6 August 2004, Internet users have the right to object to (article 38), access (articles 39, 41 and 42) and rectify (article 40) any particulars concerning them. They may exercise this right at any moment by contacting:
AVI International – Les Assurances de Paris
Direction de la CommunicationLe Colisée Gardens, 10 avenue de l'Arche, CS 70126, 92419 Courbevoie Cedex, France
Phone.: +33 1 44 63 51 00
Any false or irregular declaration may be subject to specific processing intended to prevent or identify fraud.
VI- GOVERNING LAW AND JURISDICTION
These Terms and Conditions are governed by French law.
The competent courts of France have exclusive jurisdiction to settle any dispute in connection with their legality, interpretation or performance.
Email messages sent over the Internet can be intercepted.
Please avoid disclosing any unnecessary or sensitive personal information via the Internet; all such particulars should be provided by post.